Whether you wear the padded inner liner and the shell separate or together, the Columbia Payton Pass Interchange II women’s 3-in-1 insulated jacket will let you experience the joy of winter comfortably, no matter the weather conditions. The Omni-HeatTM Infinity thermal reflectors deliver increased heat retention and high breathability for maximum comfort. With its modern, urban feminine cut combined with excellent technical performance, this hooded winter jacket with zip-in interchange system will deliver all the warmth and comfort you need when the degrees drop.