Whether you wear the padded inner liner and the shell separate or together, the Columbia Payton Pass Interchange women’s 3-in-1 insulated jacket will let you experience the joy of winter comfortably, no matter the weather conditions. The Omni-HeatTM Infinity thermal reflectors deliver increased heat retention and high breathability for maximum comfort. With its street-worthy aesthetics combined to its technical performances, this hooded winter jacket with zip-in interchange system will deliver all the warmth and comfort you need when the degrees drop. You are ready to face winter, so is your jacket.